Insurance Quotes – Compare Coverage

Getting an insurance quote requires that you carefully review the coverages, terms, and conditions.  Taking for granted an exact apples-to-apples cost comparision may present some surprises later on.

Insurance Quotes – Compare the Details

You may find that in requesting insurance quotes, you assume that coverages and terms are identical to an insurance plan you may already have or have received elsewhere.  These quotes may be similar, but often times there are variations. Obviously the companies behind the underwriting and the insurance agency providing the services may be material to the quality and satisfaction of the product.  These aspects are within the considerations of decision-making.

However, make sure you have compared your apples-to-apples coverages to ensure that you are to receive the protection you anticipated if an event occurs – and that the costs associate with such coverages are correctly compared.
insurance quotes & coverage

An Insurance Quote That is Too Good To Be True

Are you enticed by a low-price quote? Is there an insurance quote that seems too high?  By comparing the details, you may find that the lower cost quote may be omitting coverages or terms of coverage you assumed. You may be surprised by additional contingencies or caveats to coverage.  Similarly, you may feel that a quote seems “high” or more pricey than you expected.

The lower quote may be preferable if you understand what you are not getting and you are prepared to accept that additional risk or those considerations in coverage. The higher insurance quote however, may offer more of what you really should have relative to your business and risk – and it may represent a better overall value.

Understand the Value – Not Just The Price of Insurance

When you finally feel comfortable knowing that you are comparing equal policies, only then can you feel confident that you are comparing equal values.

The complexity of insurance warrants an experienced guide to help you through the maze of insurance policies and suitability of use.  The experienced insurance agents at the Southeast Insurance Group  can help in the analyis of coverage and the suitability of the “right” insurance coverage for your assets.  Our Miami Florida insurance offices are conveniently located in the heart of Coconut Grove.  Contact the insurance experts who can candidily assess your coverages and insurance costs.

Miami Insurance Specialists – Cultural & Business Diversity

miami insurance specialists The insurance professionals at the Southeast Insurance Group are proud to be full-time residents of Miami and South Florida’s multi-cultured communities.  With primary offices in Miami, and a newly opened Fort Lauderdale insurance office, the company principals and employees are fully adept at the unique insurance challenges and needs of South Florida .

Like the many customers of Southeast Insurance, we work and play in our Florida community. We are also multilingual, having the capability to discuss your insurance needs in at least Spanish, Portuguese, and French languages (Hablamos Espanol, Falamos Portuguese, Nous Parlons Francais).

What makes Miami insurance markets unique?

  •  the diverse, multicultural make up of the community. Miami and S. Florida is one of America’s top “melting-pots” of immigration and nationality – and growing. Southeast is part of the community in which is serves and provides insurance to the people and businesses of Miami with a real-world understanding of it’s challenges.
  • a broad industry business environment. Miami competes globally in tourism, technology, import & export, banking, business services, marine & transport logistics and select manufacturing. providing insurance for multifaceted business climate, requires broad product capabilities and the experience and knowledge to implement.  The Southeast Group has been providing insurance to Miami businesses for over three decades.
  • growth as a Caribbean and South & Central American products & services gateway.  Miami (South Florida) is a major United States import & export, multi-transport hub for ships, air, rail and trucking.  As a gateway to the Caribbean insurance markets and South America insurance markets, The Southeast Insurance Group is able to provide customers with products, services and supporting professionals for the multinational corporation, the corporate key-persons, and the large regional businesses.

A New Look for Southeast Insurance

The Southeast Insurance Group has a new look on the web.  We have rebuilt the site from the ground up to reflect the many products and services Southeast has been provided for over two decades.

Southeast provides domestic Florida insurance for businesses and individuals and is unique in its international market experience and participation.  With our south Florida offices in Miami and Fort Lauderdale, we are at the gateway to the Americas as we are also active insurance providers to the Caribbean and Bahamas.

We invite your comments about the site and any recommendations you feel will improve the information or our service to you.


Talk to one of the Southeast Insurance Group insurance agents about the insurance needs for your business, commercial enterprise, government agency, and personal property - Today!

We welcome your interest.

Associations and Organizations

Marine Industries Association of South FloridaFlorida Association of Insurance AgentsPropeller Club of Port MiamiGreater Miami Aviation AssociationFort Lauderdale Port Everglades