Aircraft Fleet Insurance

aviation insurance
Aircraft Fleet Insurance | Southeast Insurance
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Insurance For Aircraft Fleets

Southeast Insurance Group provides coverage for fleets of aircraft – private and commercial.

Aircraft fleet insurance is a policy (or coordinated set of policies) that covers multiple aircraft under one program, rather than insuring each plane separately. It’s commonly used by operators with two or more aircraft—from small charter companies to corporate flight departments and large commercial fleets.

Key Benefits of Fleet Insurance, Include:

  • Lower premiums
  • Simplified administration
  • Flexible aircraft changes
  • Customized underwriting

Article: What are Differences in Aircraft Insurance?

Southeast Insurance Group, is committed through the entire process of fleet coverage decisions and selection.

Coverage Across All Skys – Domestic and International

Typical Users of Aircraft Fleet Insurance

  • Charter operators (Part 135)
  • Corporate flight departments
  • Flight schools
  • Leasing companies
  • Government or public safety fleets
  • Agricultural aviation operators
Fleet Insurance Structured as a Blanket (True Fleet) Policy or as a Scheduled Fleet Policy

Aircraft Fleet Insurance Coverages

Most fleet programs include the same core coverages as single-aircraft policies, but applied across the fleet:

1) Hull Insurance

  • Covers physical damage to aircraft (in-flight and on-ground)
    • All-risk (most common)
    • Ground-only for stored aircraft

Values Can Be:

  • Agreed value per aircraft
  • Fleet average value (common in larger fleets)

2) Liability Insurance

  • Bodily injury & property damage to third parties
  • Passenger liability

Often Written With:

  • A single combined limit shared by the fleet
  • Or per-aircraft limits within the fleet

3) Additional Common Coverages

  • Medical payments
  • Hangarkeepers liability
  • Non-owned aircraft liability
  • Products & completed operations (maintenance-related fleets)
  • War, hijacking, and terrorism (by endorsement)
Insurers will look closely at: Number and type of aircraft, pilot experience and training standards, maintenance programs, loss history of the entire fleet, type of operations (charter, private, training, cargo, etc.), and geographic exposure.

Talk to a Southeast Aircraft Insurance Specialist


We understand aviation insurance markets and we can provide asset protection nationwide and internationally. Contact the Insurance Experts

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