An insurance office is considered an agency when it is authorized to sell and service insurance policies on behalf of one or more insurance companies. The key distinction isn’t the office itself — it is the relationship it maintains with insurers and clients. What...

There are major implications for yacht and boat insurance during hurricane season. Florida's "official" hurricane season is between June 1 and November 30, but hurricanes have appeared before and after these dates. Yacht, Boat, and Ship Insurance Considerations During...

Florida hurricane season (June 1 – Nov 30) has major implications for aircraft insurance. Underwriters treat this period as high-risk, which affects coverage rules, premiums, deductibles, and operational restrictions. Here's how the season may impact an aircraft...

Aircraft insurance varies mainly by who’s flying, how the aircraft is used, and what risks are covered. Here’s a breakdown of the key differences you’ll see across policies: 1. By Type of Coverage: Hull Insurance Covers physical damage to the aircraft Can be:...

Mega-yacht insurance works a lot like high-end homeowners + auto + liability insurance rolled into one, but customized for vessels that can cost tens or hundreds of millions. Policies vary, but here’s what mega-yacht insurance usually covers: 1. Hull & Machinery...

Surplus lines insurance is a specialized type of insurance coverage designed to provide protection for risks that are considered, non-standard, too unusual or high-risk for the standard insurance market. It allows businesses and individuals to obtain insurance for...

Insuring mega yachts, particularly in locations like Fort Lauderdale, requires specialized yacht insurance policies. Fort Lauderdale is a hub for luxury yachts and mega yachts, so insurance providers there typically offer comprehensive options tailored to these...

We are pleased to announce the opening of the Fort Lauderdale branch of The Southeast Insurance Group. Southeast Insurance has long committed to the insurance needs of those in Broward and Palm Beach Counties. Our Fort Lauderdale branch provides additional...

Insurance is a type of risk management that involves the transfer of potential financial loss from an individual or organization to an insurance company. Insurance policies can be customized to meet the specific needs and risks of individuals and businesses, and they...

Yacht insurance typically covers a range of risks associated with owning and operating a yacht, including damage to the vessel, liability for injuries or damage to others, and loss or theft of personal belongings on board. The range of risks and specific coverage...